International Insurance Market Guides

ISSN #2165-0306

These guides show which coverages are compulsory – plus key information concerning local placements so that regulatory and compliance matters can be addressed.

Knowing local insurance requirements like compulsory coverages, legislation, supervision, non-admitted insurance, principal coverages, product information, and more help assure legal compliance and avoidance of fines, penalties and the potential of considerable legal costs.

The ISN Country Insurance Guides provide my clients, team and firm with the local country compliance information that is critical to our being able to put together and provide legally compliant insurance programmes to our corporate clients and their local country subsidiaries. ~ David Lee Rodriguez, BNI Broker Net Italia S.r.l.

“Topical and excellent resource guide for international insurance compliance regulations.” ~ Larry Sorensen, former Chairman of DUAL North America, part of the Hyperion Insurance Group

“A modern clean look, inviting to use as it is informative.” ~ Bruce P. Heffner JD, CPCU, ARM-E, ARe, ASLI, CSRP, AIC General Counsel/Attorney at Law; Boomerang Recoveries

“Insurance is global. You need a guide to access resources. irletter.com is that source.” ~ John A. Dore, SafelyFiled.com LLC; Sheridan Ridge Advisers LLC

“I find the ISN website is a great place for a wide range of information. It has deep country information in the Country Guides section–population, insurance regulations, etc, and I also use it for quick information checks. I love the Country and City Telephone Codes and Time Zones page(s). These are easy references for regularly checked info points.” ~ Paul Bergmann; Principal Paul Bergmann Insurance & Claims Consulting

“I have had a look through and agree with others that these are good summaries of the key information that insurance companies often require when we are writing international programmes. They highlight the areas that we need to investigate further should we wish to proceed and I believe are a little more specific in the way they are written on occasions than your main competitor!”~ A-MJ, major global carrier

“There are significant difficulties for buyers on the regulatory side, especially when it comes to integrating local risks into global programmes. Across virtually all of Latin America, non-admitted legislation is strictly enforced by the authorities. This is the case in Brazil, Mexico, Argentina, Chile, Peru and Colombia, the most important markets for multinational companies today.”~ Paul Bitner, managing director and Americas regional director at Brokerslink network, said at an event sponsored by MAPFRE GLOBAL RISKS and Clyde & Co.

“Understanding a country’s local insurance regulations ensures that you are knowledgeable to act and advise within a country’s:

  • Compulsory local country coverage requirements
  • Admitted local country coverage requirements
  • Appropriate local tax requirements at the time of binding coverage and of paying of claims

Choosing not to understand or not to act within a country’s local insurance regulations ensures that you and your client are at risk of acting illegally in a given country, which in turn can cause taxes, fines and penalties, including jail to be levied.”~ Antoinette “Toni” Gambonini, international risk management consultant

“In a changing world the last thing a decision maker needs is out of date information on compliance, regulation and taxation aspects of their worldwide insurance protection. Penalties, fines, job losses and uncovered claims can result. ISN’s Country Information provides up to date information clearly and concisely.”~ George Worsley, ACII, Chartered Insurance Practitioner