Republished from April 2016 but still very relevant today. This month’s featured presentation looks at Terrorism and Trends in Risk Management, by Smita Bhargava, Vice President of Programs & Special Risks at Clements Worldwide. Other articles include: Crisis as a Peril by Harry Rhulen, Chairman & CEO of Firestorm. Does an Insurance Broker or Agent Have a Duty to Procure IP-Specific Insurance? by James. R Higgins; Special Report: Cyber Inadvertence: Internally Caused Cyber Breaches by Paul Bergmann.